INFLOW

Inward Remittance Automation Platform

NOTIVA Inflow

NOTIVA Inflow is an intelligent Inward Remittance Automation platform designed to help banks modernize and streamline the end-to-end processing of cross-border inward remittances.

Built with a strong focus on regulatory compliance, NOTIVA Inflow enables banks to align their inward remittance processes with the applicable requirements arising from the Reserve Bank of India’s circular dated 9 April 2026, while bringing greater automation, control and transparency to the entire transaction lifecycle.

The solution automates SWIFT/ISO 20022 message processing, transaction matching, customer notification, exception handling and branch-level workflows, significantly reducing manual intervention and turnaround time.

With its Digital Customer Portal, NOTIVA Inflow further enables customers to securely submit disposal instructions, purpose codes and supporting documents digitally—helping banks move towards a more compliant, paperless and customer-centric inward remittance ecosystem.

End to End Workflow

Functionality & Feature

  • RBI Compliance Enablement — Designed to support banks in meeting applicable requirements under the RBI Circular dated 9 April 2026 for inward remittance processing.
  • End-to-End Remittance Automation — Automates the inward remittance lifecycle from SWIFT/ISO 20022 message receipt and matching through customer notification and processing.
  • Intelligent Transaction Matching — Configurable rules-based matching using UETR, transaction reference, amount, currency, value date and beneficiary details.
  • Automated Customer Notifications — Enables timely customer communication based on configurable business rules and transaction milestones.
  • Digital Customer Portal — Secure digital submission of disposal instructions, purpose codes and supporting documents, enabling a paperless customer journey.
  • Workflow & Exception Management — Structured Maker–Checker workflows, centralized exception handling and controlled resolution of unmatched transactions.
  • End-to-End Visibility — Centralized dashboards provide real-time visibility into transaction status, pending actions, exceptions and processing timelines.
  • Seamless Integration — Integrates with CBS, SWIFT, NOTIVA Prime and other banking applications for efficient straight-through processing.
  • Audit & Regulatory Reporting — Comprehensive audit trails, transaction history and MIS to strengthen operational governance, regulatory compliance and audit readiness.